One of the harshest challenges facing RSA citizens’ access to affordable healthcare has been the steady increase in co-payments demanded, either by specific medical specialists, or for certain medical procedures. This is the motivating factor for taking out South African gap cover in order to avoid any nasty surprises in your hour of need.
What is a Medical Aid Co-Payment?
Should the cost of your treatment, procedure or hospital stay exceed the maximum amount of your current medical cover, you are personally liable to pay the difference out of your own pocket. This is likely to be something you completely overlooked in the small-print when signing your medical aid policy and it can have a devastating financial effect. The added stress of extra hidden costs is the last thing you want to encounter when your focus should be on recovering and resuming a normal life. With gap cover, this scenario is avoidable. Gap cover is a non-compulsory, but highly recommended insurance product which any current medical aid member can subscribe to. It is tailored to cover these excess payments, for a minimal monthly premium. Essentially, gap cover is your shock-absorber, ensuring that a medical emergency does not become a personal financial crisis. It is important to note, however, that a South African gap cover product will not cover you for any exclusions on your current medical aid scheme
Taking out Gap Cover
A product in which the benefits (when activated) far outweigh the costs involved, we believe it is imperative to enrol your family on a South African Gap Cover plan. Taking out a plan is not restricted to the medical aid provider you are currently with. Both financial, and medical insurance companies now offer specialized gap cover plans, ensuring your family’s peace of mind and comprehensive healthcare protection in RSA. Regardless of your income, Day1 Health offers a solid gap cover plan that will meet your budget and your family’s needs. With a host of additional benefits, it represents the premier gap cover product in South Africa. Apply Online today, and say goodbye to any future medical bill shocks!
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