What Does a South African Gap Cover Normally Include

Why you need Gap Cover in RSA

Many South Africans believe that by holding a medical aid or hospital plan, they will be fully covered for any costs incurred as a result of hospitalisation or medical treatment. Unfortunately, this is not the case, where private consultation and specialist treatment bills have left many policyholders with a financial headache they had not foreseen. This is where Gap Cover plays an important role in healthcare. ‘Gap cover’ is designed to pay the ‘gap’ or difference between what your medical aid scheme pays, and what a private doctor or specialist charges for their services.  

How much does Gap Cover cost?

Gap Cover is a ‘top-up’ medical insurance plan that bridges the shortfall between your hospital or medical procedure bill and the amount your medical scheme covers, as defined in your policy. You’ll be pleased to know that Gap Cover premiums are affordably priced and represent great value when expanded to cover dependents. From only R265 per month, Day 1 Health ensures that you and your family are not burdened by the excess amounts charged by medical professionals.  An Executive Plan, providing both Primary Healthcare, Hospital Cash-Back, Critical Illness cover and much more starts from just R760 per month. Because Gap Cover is an insurance product, it offers the pleasant surprise of added benefits not provided by a medical aid scheme.

Day 1 Health

Your health and wellbeing should not be limited by medical aid thresholds! Day 1 Health, approved by the Council for Medical Schemes and registered with the Financial Services Board, facilitates gap cover insurance through its affordable Preventative Healthcare and Hospital Benefit cover. Available to all South Africans from less than R9 per day, it gives your private medical cover extended value, and ensures peace of mind. Explore our affordable Health Plan options and sign up for a product that protects you and your family. Apply Online Today